PROTECTING YOU FOR PEACE OF MIND

Safeguard yourself, your family, and your assets today.

MEDICARE

We know that searching for the right Medicare Plan or Rx Plan can be a challenging thing.


Helping identify your needs and understanding the differences between them all is how we can help. Our goal is to put the right plan in place for you, the first time, but we will reassess your needs on a yearly basis or as your needs change. We all know that our needs today might not be the same as tomorrow’s.

OVERVIEW OF

THE PLANS OFFERED

MEDICARE PART D RX PLANS

MEDICARE SUPPLEMENT PLANS

MEDICARE

ADVANTAGE PLANS

LIFE INSURANCE

LIFE INSURANCE – PROTECTING

FAMILIES AND ASSETS

WHAT IS THE BEST TYPE OF LIFE INSURANCE?

WHAT IS PERMANENT LIFE INSURANCE?

WHAT IS TERM LIFE INSURANCE?

ANNUITIES

Guarantee a Steady Stream of Income for Life with an Annuity.


An annuity is an insurance contract that exchanges present contributions for future income payments. It is an investment product that provides low-risk, tax-deferred growth of your retirement nest egg. It can also provide you with a source of guaranteed lifetime income when structured correctly. Annuities, like life insurance products, go directly to beneficiaries and avoids probate. Sold by financial services companies, annuities can help reinforce your retirement plan and be an essential part of a diversified retirement portfolio.

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ACCESS HEALTH

The Affordable Care Act goes by various names - Obamacare, the Affordable Care Act, Federal Healthcare Reform but the right term is marketplace or exchange.

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access health
denta and vision

DENTAL & VISION

Good dental health leads to a better life. Regular exams and cleanings from your dentist help teeth and gums stay healthy. And we keep hearing about the growing evidence linking our oral health with our general health.

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Mei Ling

WHY 4AIN

4 All Insurance Needs, LLC is operated by Mei-Ling Siu-Caldera. She is an Insurance Broker serving the needs of individuals and families who need Health and Life Insurance products. The goal is to provide peace of mind with the insurance industry's best service and product while meeting clients' specific needs.


Mei-Ling proudly represents top-rated insurance companies and Medicare Advantage Plan carriers. With many years of experience finding the best coverage to fit your unique needs, with passion and commitment.

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MEI-LING SIU-CALDERA

Mei-Ling Siu-Caldera has a diverse personal and professional background.


Born and raised in Nicaragua, the youngest of 12 and of Chinese descent, she is multicultural, sensitive and caring about those whom she serves.

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